{"id":941,"date":"2021-09-14T15:26:18","date_gmt":"2021-09-14T12:26:18","guid":{"rendered":"https:\/\/www.cursvalutar.ro\/blog\/?p=941"},"modified":"2021-09-14T15:26:41","modified_gmt":"2021-09-14T12:26:41","slug":"care-sunt-efectele-cresterii-monedei-euro-in-2021","status":"publish","type":"post","link":"https:\/\/www.cursvalutar.ro\/blog\/care-sunt-efectele-cresterii-monedei-euro-in-2021\/","title":{"rendered":"Care sunt efectele cre\u0219terii monedei euro \u00een 2021?"},"content":{"rendered":"

La \u00eenceputul anului, euro a trecut de pragul psihologic de 4,9 lei \u0219i mai nou se preg\u0103te\u0219te s\u0103 treac\u0103 de pragul de 4,95 lei. Acest lucru lanseaz\u0103 o und\u0103 de \u0219oc at\u00e2t \u00een r\u00e2ndul popula\u021biei, c\u00e2t \u0219i al companiilor. \u00cens\u0103, cum afecteaz\u0103 mai exact cre\u0219terea euro economia \u021b\u0103rii noastre \u0219i la ce efecte ne putem a\u0219tepta la nivel individual sau de companie?<\/p>\n

Care sunt cauzele atingerii unui nou maxim istoric al monedei euro?<\/h2>\n

\"\"La \u00eenceputul acestui an, moneda euro<\/a> s-a apreciat fa\u021b\u0103 de leu. \u00cen principal, acest lucru se datoreaz\u0103 \u00eent\u0103ririi dolarului, a\u0219a cum a men\u021bionat Dan Suciu, purt\u0103torul de cuv\u00e2nt al BNR, dar \u0219i infla\u021biei, deficitului \u0219i crizei politice din \u021bara noastr\u0103 la momentul respectiv.<\/p>\n

Cu toate acestea, reprezentantul BNR a men\u021bionat c\u0103 aceste schimb\u0103ri nu vor afecta popula\u021bia \u00een mod semnificativ.<\/p>\n

Comparativ cu lunile de la \u00eenceputul anului, moneda euro s-a apreciat u\u0219or, \u00eens\u0103 \u0219i-a p\u0103strat un curs valutar \u00een principal constant, ceea ce \u00eenseamn\u0103 c\u0103 efectele negative nu vor fi foarte pronun\u021bate \u00eentr-un interval scurt de timp.<\/p>\n

La \u00eenceputul lunii septembrie deprecierea leului fa\u021b\u0103 de euro a fost mai pronun\u021bat\u0103 din cauza crizei politice din coali\u021bia de guvernare. „Recordul” a fost \u00eenregistrat in 7 septembrie 2021, c\u00e2nd 1 euro era cotat la 4,9488 lei.<\/strong><\/p>\n

Cum te afecteaz\u0103 cre\u0219terea euro \u00een 2021?<\/h2>\n

Rom\u00e2nia nu este singura \u021bar\u0103 afectat\u0103 de aprecierea valutei sau deprecierea monedei na\u021bionale, iar acest lucru trebuie privit \u00een contextul economic mo\u0219tenit \u00een urma pandemiei coronavirus. Statele au gestionat situa\u021bia pandemic\u0103 diferit, iar acest lucru a condus la o revenire inegal\u0103 a economiilor, unul dintre factorii care influen\u021beaz\u0103 rata de schimb valutar.<\/p>\n

Efectele cre\u0219terii monedei europene se pot vedea cel mai pronun\u021bat pentru fiecare dintre noi \u00een pre\u021burile produselor de import. \u00cen special \u00een cazul \u00een care aceste produse vin din zona euro, pre\u021bul lor final, de la raft, va fi mai crescut fa\u021b\u0103 de anii anteriori, raportat la pre\u021bul lor anterior \u00een lei.<\/p>\n

De asemenea, deprecierea leului comparativ cu euro aduce dup\u0103 sine vacan\u021be mai scumpe. Raportat la pre\u021bul \u00een lei din anii trecu\u021bi, pre\u021bul caz\u0103rilor este mai crescut anul acesta.<\/p>\n

\u00cen plus, cei care au credite \u00een euro, indiferent c\u0103 vorbim despre persoane fizice sau persoane juridice, vor pl\u0103ti o sum\u0103 mai mare \u00een lei \u00een fiecare lun\u0103.<\/p>\n

Pre\u021bul produselor de import afecteaz\u0103 \u0219i persoanele juridice care \u00ee\u0219i desf\u0103\u0219oar\u0103 activitatea \u00een acest domeniu. De la produse alimentare la materii prime, de la piese de schimb la materiale de construc\u021bii, pre\u021burile acestor importuri sunt \u00een 2021 mai mari \u00een lei fa\u021b\u0103 de anii trecu\u021bi. Cre\u0219terea euro este cu at\u00e2t mai de impact pentru companii deoarece acestea achizi\u021bioneaz\u0103 cantit\u0103\u021bi \u00eensemnate de produse, ceea ce \u00eenseamn\u0103 c\u0103 diferen\u021ba de curs valutar este mai accentuat\u0103.<\/p>\n

Deprecierea leului fa\u021b\u0103 de euro \u00eei mai afecteaz\u0103 at\u00e2t pe cei care au rate sau chirii in euro, dar si pe cei care doresc sa achizi\u021bioneze o locuin\u021b\u0103 deoarece pre\u021burile caselor sunt exprimate \u00een euro. Pe scurt, sunt afecta\u021bi to\u021bi cei care au in plan sa faca o achizitie a unui bun al c\u0103rui pre\u021b este exprimat \u00een euro dar trebuie achitat \u00een lei.<\/p>\n

La final, iat\u0103 mai jos trei lucruri de care s\u0103 \u021binem cont pentru a nu fi afecta\u021bi pe termen lung de cre\u0219terea monedei euro:<\/p>\n

    \n
  1. economii<\/a> \u00een moneda \u00een care dorim s\u0103 facem viitoarele achizi\u021bii;<\/li>\n
  2. schimb valutar<\/a> la un curs cat mai avantajos, apropiat de cursul BNR.<\/li>\n
  3. pentru a sc\u0103pa de riscul cursului valutar, s\u0103 facem credit doar \u00een moneda in care avem salariul<\/a>.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    Descoper\u0103 \u00een articol care sunt principalele efecte ale cre\u0219terii monedei euro at\u00e2t asupra persoanelor fizice, c\u00e2t \u0219i asupra persoanelor juridice.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-941","post","type-post","status-publish","format-standard","hentry","category-stiri-financiare"],"yoast_head":"\nCare sunt efectele cre\u0219terii monedei euro \u00een 2021? - Blog CursValutar.ro<\/title>\n<meta name=\"description\" content=\"Cre\u0219terea monedei euro \u00een 2021 va avea efecte asupra produselor din import. 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