{"id":554,"date":"2020-07-03T12:53:42","date_gmt":"2020-07-03T09:53:42","guid":{"rendered":"https:\/\/www.cursvalutar.ro\/blog\/?p=554"},"modified":"2020-07-07T17:59:55","modified_gmt":"2020-07-07T14:59:55","slug":"cum-sa-ai-o-zi-fara-cheltuieli","status":"publish","type":"post","link":"https:\/\/www.cursvalutar.ro\/blog\/cum-sa-ai-o-zi-fara-cheltuieli\/","title":{"rendered":"Cum s\u0103 ai o zi f\u0103r\u0103 cheltuieli?"},"content":{"rendered":"

Sun\u0103 provocator? Imposibil? Sau crezi c\u0103 schimb\u0103rile<\/a> aduse de pandemie \u021bi-au educat via\u021ba financiar\u0103 \u0219i \u00ee\u021bi po\u021bi controla cheltuielile din fiecare zi?<\/p>\n

Fiecare dintre noi regret\u0103m mai mult sau mai pu\u021bin bugetul alocat sau consumat \u00eentr-o s\u0103pt\u0103m\u00e2n\u0103 \u0219i mereu ne promitem c\u0103 vom \u00eencerca sa nu mai fim a\u0219a cheltuitori<\/a>, c\u0103 vom g\u00e2ndi mai mult achizi\u021biile, c\u0103 ne vom limita la strictul necesar, etc. Toate limit\u0103rile sociale din ultima perioad\u0103 ne-a dovedit c\u0103 putem supravie\u021bui, m\u0103car temporar, \u0219i f\u0103r\u0103 anumite cheltuieli, deci c\u00e2t de greu poate fi?<\/p>\n

Cum s\u0103 ai o zi f\u0103r\u0103 cheltuieli?<\/h2>\n

\"\"Mai mult dac\u0103 o provocare care s\u0103 ne valideze convingerea c\u0103 dac\u0103 vrem, putem, o zi f\u0103r\u0103 cheltuieli poate deveni un obicei foarte s\u0103n\u0103tos financiar. Efectul? Fie \u00ee\u021bi oferi lucrurile care \u00ee\u021bi plac \u00een momente mai importante (activit\u0103\u021bi extra \u00een timpul liber, achizi\u021bii noi atunci c\u00e2nd \u021bi le dore\u0219ti sau ai nevoie, etc), fie \u00ee\u021bi controlezi mai bine cheltuielile lunare.<\/p>\n

\u00cen fiecare zi ne l\u0103s\u0103m ademeni\u021bi de mici tenta\u021bii, tocmai pentru c\u0103 ele cost\u0103 pu\u021bin (o cafea, transport, un pr\u00e2nz, etc), iar la sf\u00e2r\u0219itul lunii niciodat\u0103 nu \u0219tim pe ce s-au dus banii no\u0219tri. Chiar dac\u0103 starea de urgen\u021b\u0103 ne-a schimbat comportamentul de achizi\u021bie, asta nu ne-a \u00eempiedicat s\u0103 ne cheltuim banii online<\/a>.<\/p>\n

Ne dorim \u00een fiecare zi ca totul s\u0103 fie mai u\u0219or, ne-am adaptat tehnologiei, suntem protagoni\u0219tii consumerismului actual, a\u0219a c\u0103 toat\u0103 economia noastr\u0103 se \u00eent\u00e2mpl\u0103 online, f\u0103r\u0103 cash.<\/p>\n

O zi f\u0103r\u0103 cheltuieli nu \u00eenseamn\u0103 timp pe canapeaua din sufragerie. Ci alegerea unor activit\u0103\u021bi care s\u0103 nu implice consum de bani.<\/p>\n

O zi f\u0103r\u0103 cheltuieli \u00eenseamn\u0103 mai mult timp liber<\/h2>\n

Iar mai mult timp liber \u00eenseamn\u0103 relaxare, odihna \u0219i dezvoltare; fie doar una dintre ele, fie toate 3. Fie c\u0103 alegi un serial, o carte sau un somn mai lung, o zi f\u0103r\u0103 cheltuieli este exact ceea ce ai nevoie dup\u0103 o s\u0103pt\u0103m\u00e2n\u0103 de munc\u0103. Iar dac\u0103 vrei s\u0103 folose\u0219ti mai productiv acest timp liber, po\u021bi opta pentru dezvoltarea ta: research pentru un job nou sau o idee de afacere<\/a>, g\u0103sirea unor cursuri de perfec\u021bionare profesional\u0103, planuri pentru o viitoare vacan\u021b\u0103, etc. Tr\u0103im oricum \u00eentr-un ritm alert \u0219i uneori haotic, a\u0219a c\u0103 de ce s\u0103 nu avem o zi f\u0103r\u0103 obliga\u021bii, f\u0103r\u0103 mult\u0103 programare care s\u0103 ne ajute s\u0103 ne odihnim \u0219i s\u0103 ne reamintim ce ne dorim sau ce ne place de fapt \u00een via\u021b\u0103? Iar dac\u0103 asta implic\u0103 zero costuri, este perfect.<\/p>\n

O zi f\u0103r\u0103 cheltuieli \u00eenseamn\u0103 disciplin\u0103<\/h2>\n

C\u00e2nd e doar o dat\u0103, ne ajut\u0103 s\u0103 ne demonstr\u0103m c\u00e2t de dependen\u021bi suntem de fapt de orice lucruri semnificative sau nu din fiecare zi. Dar dac\u0103 o transform\u0103m \u00eentr-un obicei, va reu\u0219i s\u0103 ne educe un comportament financiar mai controlat \u0219i cump\u0103tat.<\/p>\n

O zi din timpul s\u0103pt\u0103m\u00e2nii f\u0103r\u0103 cheltuieli \u00ee\u021bi va reaminti c\u0103 \u0219i cafeaua la ibric servit\u0103 \u00een buc\u0103t\u0103ria ta poate da startul unei zile reu\u0219ite, nu doar cea cump\u0103rat\u0103 de la coffee shop. Sau c\u0103 o plimbare spre birou \u00een detrimentul unui mijloc de transport \u00ee\u021bi poate da o stare de bine. Iar pachetul de pr\u00e2nz preg\u0103tit acas\u0103 \u00ee\u021bi poate reactiva poftele \u0219i talentele culinare \u0219i seara s\u0103 \u00ee\u021bi dai seama c\u0103 dac\u0103 ai rezistat 1 zi f\u0103r\u0103 cheltuieli, deci po\u021bi l\u0103sa cump\u0103r\u0103turile pe m\u00e2ine. A\u0219adar, bugetul t\u0103u de weekend s-a m\u0103rit pu\u021bin cu ce ai economisit \u00een timpul s\u0103pt\u0103m\u00e2nii.<\/p>\n

O zi f\u0103r\u0103 cheltuieli poate \u00eensemna lucruri sau oameni noi<\/h2>\n

Acum c\u0103 a venit c\u0103ldura, \u00eens\u0103 totu\u0219i s\u0103lile de sport nu se redeschid \u00een condi\u021biile normale, o zi f\u0103r\u0103 cheltuieli poate \u00eensemna mi\u0219care \u00een aer liber. Dac\u0103 faci parte din categoria celor care „de luni se duc la sal\u0103”, acum nu mai ai scuz\u0103. Iar dac\u0103 nu, atunci ai nevoie s\u0103 \u00ee\u021bi men\u021bii obiceiurile sportive. Cum po\u021bi transforma asta \u00eentr-o activitate social\u0103? Sunt oameni care se antreneaz\u0103 \u00een grup pentru particip\u0103ri la maratoane, pentru men\u021binerea condi\u021biei fizice, pentru antrenamente al\u0103turi de cei cu experien\u021b\u0103, etc. Tot ce trebuie s\u0103 faci este s\u0103 cau\u021bi sau s\u0103 propui \u00een online o astfel de organizare.<\/p>\n

Iar dac\u0103 totu\u0219i alegi varianta „de luni m\u0103 duc la sal\u0103”, m\u0103surile de protec\u021bie care \u00eenc\u0103 persist\u0103 faciliteaz\u0103 accesul la tururi virtuale \u00een muzee, webinarii gratuite pe teme de interes, etc.<\/p>\n

O zi f\u0103r\u0103 cheltuieli \u00ee\u021bi poate stimula creativitatea<\/h2>\n

Toate pl\u0103cerile s\u0103pt\u0103m\u00e2nale devin mai mult sau mai pu\u021bin rutine, tabieturi. Le transform\u0103m \u00een obiceiuri, \u00een ac\u021biuni robotice: job, cas\u0103, cump\u0103r\u0103turi, discu\u021bii cu prietenii dintre care multe virtuale, etc. Iar weekend-ul depinde mereu de ni\u0219te factori: de vreme, de buget, de stare, de disponibilitatea celor cu care ne petrecem timpul, etc. Motiv pentru care de multe ori nici nu ne mai facem planuri pentru sf\u00e2r\u0219itul de s\u0103pt\u0103m\u00e2n\u0103, dac\u0103 nu este ceva cu totul ie\u0219it din comun.<\/p>\n

Iar deciziile din ultimul moment sunt cele mai aproape de resursele noastre sau cele care \u0219tim deja c\u0103 ne plac. O zi f\u0103r\u0103 cheltuieli \u00eens\u0103 ne poate stimula creativitatea constant. Nu ne place s\u0103 sim\u021bim c\u0103 trece timpul pe l\u00e2ng\u0103 noi, a\u0219a c\u0103 mereu ne g\u00e2ndim cu ce s\u0103 \u00eel umplem. Dar imposibilit\u0103\u021bile financiare nu sunt doar limite, ci \u0219i oportunit\u0103\u021bi sau noi orizonturi sociale. E o provocare s\u0103 \u00ee\u021bi faci planuri din nimic, dar asta te ajut\u0103 s\u0103 tr\u0103ie\u0219ti lucruri noi, s\u0103 descoperi calit\u0103\u021bi sau pl\u0103ceri noi la tine sau s\u0103 \u00ee\u021bi testezi limitele. E o zi f\u0103r\u0103 cheltuieli, deci nu ai nimic de pierdut, corect?<\/p>\n

Latura personal\u0103 ne define\u0219te ca oameni, ne ajut\u0103 s\u0103 fim mai buni inclusiv profesional, a\u0219a c\u0103 este foarte important ce alegem s\u0103 facem cu timpul nostru liber. Iar stabilirea unor condi\u021bii sau standarde \u00een care s\u0103 ne desf\u0103\u0219ur\u0103m via\u021ba merg \u00een paralel cu obiectivele pe care ni le propunem.
\nFie c\u0103 o consider\u0103m o provocare sau un mod de a economisi bani<\/a> , ambele au un efect pozitiv. Mai important dec\u00e2t s\u0103 \u0219tii ce vrei este s\u0103 \u0219tii ce nu vrei \u00een via\u021b\u0103, \u0219i cum altfel s\u0103 afli dac\u0103 nu \u00eencerc\u00e2nd lucruri noi?<\/p>\n","protected":false},"excerpt":{"rendered":"

Te preg\u0103te\u0219ti s\u0103 str\u00e2ngi bani sau \u00ee\u021bi dore\u0219ti o nou\u0103 provocare? \u021ai-am preg\u0103tit o list\u0103 cu activit\u0103\u021bi noi din care po\u021bi afla cum s\u0103 ai o zi f\u0103r\u0103 cheltuieli, distractiv\u0103 \u0219i relaxant\u0103.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-554","post","type-post","status-publish","format-standard","hentry","category-timp-liber"],"yoast_head":"\nCum s\u0103 ai o zi f\u0103r\u0103 cheltuieli? - Blog CursValutar.ro<\/title>\n<meta name=\"description\" content=\"Te-ai g\u00e2ndit vreodat\u0103 c\u0103 o zi f\u0103r\u0103 bani te scap\u0103 de rutina s\u0103pt\u0103m\u00e2nal\u0103? Afl\u0103 care sunt activit\u0103\u021bile pe care le po\u021bi face \u00eentr-o zi f\u0103r\u0103 cheltuieli.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cursvalutar.ro\/blog\/cum-sa-ai-o-zi-fara-cheltuieli\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cum s\u0103 ai o zi f\u0103r\u0103 cheltuieli? - Blog CursValutar.ro\" \/>\n<meta property=\"og:description\" content=\"Te-ai g\u00e2ndit vreodat\u0103 c\u0103 o zi f\u0103r\u0103 bani te scap\u0103 de rutina s\u0103pt\u0103m\u00e2nal\u0103? 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Afl\u0103 care sunt activit\u0103\u021bile pe care le po\u021bi face \u00eentr-o zi f\u0103r\u0103 cheltuieli.","breadcrumb":{"@id":"https:\/\/www.cursvalutar.ro\/blog\/cum-sa-ai-o-zi-fara-cheltuieli\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cursvalutar.ro\/blog\/cum-sa-ai-o-zi-fara-cheltuieli\/"]}]},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/www.cursvalutar.ro\/blog\/cum-sa-ai-o-zi-fara-cheltuieli\/#primaryimage","url":"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2020\/07\/o-zi-fara-cheltuieli.jpg","contentUrl":"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2020\/07\/o-zi-fara-cheltuieli.jpg","width":1200,"height":900},{"@type":"BreadcrumbList","@id":"https:\/\/www.cursvalutar.ro\/blog\/cum-sa-ai-o-zi-fara-cheltuieli\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Prima pagin\u0103","item":"https:\/\/www.cursvalutar.ro\/blog\/"},{"@type":"ListItem","position":2,"name":"Cum s\u0103 ai o zi f\u0103r\u0103 cheltuieli?"}]},{"@type":"WebSite","@id":"https:\/\/www.cursvalutar.ro\/blog\/#website","url":"https:\/\/www.cursvalutar.ro\/blog\/","name":"Blog CursValutar.ro","description":"Mic blog pe teme financiare","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cursvalutar.ro\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ro-RO"},{"@type":"Person","@id":"https:\/\/www.cursvalutar.ro\/blog\/#\/schema\/person\/3f5c8e3e077fa30f68a95121618f7282","name":"Natalia Manolescu","description":"Pasionat\u0103 de cuvinte care educ\u0103 \u0219i content marketing \u0219i cu o experien\u021b\u0103 de peste 8 ani \u00een jurnalism \u0219i comunicare (Na\u021bional TV, Impact Hub, Startarium), ajut business-urile la \u00eenceput de drum s\u0103 \u00ee\u0219i defineasc\u0103 \u201cvocea\u201d \u00een online \u0219i s\u0103 comunice cu folos cu publicul lor. Urm\u0103resc cu aten\u021bie ecosistemul startup-urilor \u0219i acop\u0103r subiecte diverse ce \u021bin de educa\u021bie financiar\u0103, lifestyle \u0219i c\u0103l\u0103torii, antreprenoriat, e-commerce & digital marketing. \u00cemi place s\u0103 documentez temeinic fiecare subiect \u0219i s\u0103 scriu pe \u00een\u021belesul tuturor, astfel adaptez textele c\u00e2t s\u0103 le poat\u0103 \u00een\u021belege \u0219i bunica mea. :) Cred cu t\u0103rie c\u0103 informa\u021bia \u00eenseamn\u0103 putere, iar \u00eenv\u0103\u021barea este un proces care nu ar trebui s\u0103 se opreasc\u0103 niciodat\u0103. Mai multe detalii despre mine \u0219i date de contact g\u0103se\u0219ti pe profilul de Linkedin","sameAs":["https:\/\/ro.linkedin.com\/in\/nataliamanolescu"],"url":"https:\/\/www.cursvalutar.ro\/blog\/author\/natalia-manolescu\/"}]}},"_links":{"self":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts\/554","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/comments?post=554"}],"version-history":[{"count":3,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts\/554\/revisions"}],"predecessor-version":[{"id":558,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts\/554\/revisions\/558"}],"wp:attachment":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/media?parent=554"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/categories?post=554"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/tags?post=554"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}