{"id":427,"date":"2020-03-03T12:24:41","date_gmt":"2020-03-03T09:24:41","guid":{"rendered":"https:\/\/www.cursvalutar.ro\/blog\/?p=427"},"modified":"2020-03-03T20:07:44","modified_gmt":"2020-03-03T17:07:44","slug":"ing-nu-taxeaza-diferit-alimentarea-conturilor-revolut","status":"publish","type":"post","link":"https:\/\/www.cursvalutar.ro\/blog\/ing-nu-taxeaza-diferit-alimentarea-conturilor-revolut\/","title":{"rendered":"ING \u0219i BCR nu taxeaz\u0103 diferit alimentarea conturilor Revolut"},"content":{"rendered":"

\"Card\u00cen urma unui articol ap\u0103rut \u00eentr-o publica\u021bie economic\u0103 se inducea ideea c\u0103 dou\u0103 b\u0103nci din Rom\u00e2nia (BCR \u0219i ING) taxeaz\u0103 prin comisioane atunci c\u00e2nd \u00ee\u021bi alimentezi contul de Revolut. Despre ce este Revolut \u0219i cum func\u021bioneaz\u0103 am scris aici<\/a>. Unul dintre avantajele Revolut este cursul de schimb valutar mult mai bun dec\u00e2t cel practicat de c\u0103tre b\u0103nci: \u00een Revolut schimbi euro\/lei la un curs apropiat de cursul bnr \u00een timp ce b\u0103ncile au rate mai pu\u021bin avantajoase<\/a>.<\/p>\n

I-am \u00eentrebat pe cei de la ING care este comisionul perceput \u00een cazul \u00een care alegi s\u0103 \u00ee\u021bi faci top-up pe contul de Revolut (top-up \u00eenseamn\u0103 s\u0103 \u00ee\u021bi alimentezi contul Revolut printr-o tranzactie folosind cardul pe internet). Tranzac\u021bia cu card ING prin care tu \u00ee\u021bi alimentezi contul Revolut este v\u0103zut\u0103 de banc\u0103 drept o plat\u0103 la comercian\u021bi (plat\u0103 pe internet cu cardul).<\/p>\n

Iat\u0103 ce ne-a r\u0103spuns ING:<\/p>\n

\n

\u00a0Comisioanele aplicate tranzac\u021biilor \u00een Revolut sunt acelea\u0219i ca \u0219i p\u00e2n\u0103 acum.
\u00cen cazul tranzac\u021biilor de tip Top-Up, comisioanele sunt 0(zero). Transferul \u00een Revolut din contul de valut\u0103 ING este 0(zero) dac\u0103 exist\u0103 gratuitate pe contul de lei (\u00eencasare lunar\u0103 de minim 700 lei \u0219i cel pu\u021bin o plat\u0103 efectuat\u0103 cu cardul) sau 5 lei\/ transfer dac\u0103 nu ai gratuitate. Mai multe detalii despre comisioanele aplicate po\u021bi afla aici: https:\/\/ing.ro\/dam\/ingro\/doc\/taxe_comisioane.pdf<\/a><\/p>\n<\/blockquote>\n

R\u0103spunsul este foarte clar. Dac\u0103 \u00ee\u021bi incasezi salariul la ING \u0219i folose\u0219ti cel pu\u021bin o dat\u0103 pe lun\u0103 cardul lor, nu pl\u0103te\u0219ti niciun comision c\u00e2nd \u00ee\u021bi faci top-up \u00een Revolut din contul EUR ING.<\/strong><\/p>\n

\n

Top-up \u00een Revolut este zero indiferent dac\u0103 incasezi salariul \u00een contul ING sau nu. \u00cencasarea salarial\u0103 \u00ee\u021bi asigur\u0103 comision 0(zero) la transferul direct prin Home’Bank din contul de EUR ING \u00een contul Revolut.<\/p>\n<\/blockquote>\n

\u00centreba\u021bi \u0219i ei despre acest lucru, cei de la BCR au r\u0103spuns c\u0103 nu taxeaz\u0103 diferit trazactiile<\/strong> prin care \u00ee\u021bi po\u021bi alimenta contul Revolut:<\/p>\n

\n

BCR nu percepe comisioane procentuale pentru transferurile \u00een Revolut, cu at\u00e2t mai pu\u021bin comisioane speciale. Comisioanele noastre pentru Revolut \u0219i alte transferuri interbancare sunt fixe, indiferent de suma transferat\u0103, \u0219i pot varia \u00eentre 0(zero) lei (pentru clien\u021bii cu card \u0219i cont George) \u0219i 4 lei (pentru celelalte tipuri de conturi BCR)<\/p>\n<\/blockquote>\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Ce taxe si comisioane practica ING \u0219i BCR la alimentarea conturilor Revolut.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-427","post","type-post","status-publish","format-standard","hentry","category-stiri-financiare"],"yoast_head":"\nING \u0219i BCR nu taxeaz\u0103 diferit alimentarea conturilor Revolut - Blog CursValutar.ro<\/title>\n<meta name=\"description\" content=\"CursValutar.ro public\u0103 o scurt\u0103 clarificare a taxelor \u0219i a comisioanelor practicate de c\u0103tre dou\u0103 b\u0103nci din Romania \u00een cazul aliment\u0103rii conturilor Revolut.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cursvalutar.ro\/blog\/ing-nu-taxeaza-diferit-alimentarea-conturilor-revolut\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ING \u0219i BCR nu taxeaz\u0103 diferit alimentarea conturilor Revolut - 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