{"id":234,"date":"2019-08-26T16:49:27","date_gmt":"2019-08-26T13:49:27","guid":{"rendered":"https:\/\/www.cursvalutar.ro\/blog\/?p=234"},"modified":"2019-08-26T16:49:29","modified_gmt":"2019-08-26T13:49:29","slug":"cum-economisesti-bani-din-schimbul-valutar","status":"publish","type":"post","link":"https:\/\/www.cursvalutar.ro\/blog\/cum-economisesti-bani-din-schimbul-valutar\/","title":{"rendered":"Cum economise\u0219ti bani din schimbul valutar?"},"content":{"rendered":"

De c\u00e2te ori \u021bi s-a \u00eent\u00e2mplat s\u0103 schimbi lei \u00een valut\u0103 \u00eentr-un schimb valutar care nu a fost avantajos? De fiecare dat\u0103 c\u00e2nd pleci \u00een concediu ori efectuezi tranzac\u021bii \u00een valut\u0103, cursul de schimb valutar este unul din lucrurile de care trebuie s\u0103 \u021bii cont.<\/p>\n

Indiferent de motivul pentru care ai nevoie de valut\u0103, este important s\u0103 \u0219tii unde po\u021bi schimba banii pentru a nu pierde la schimbul valutar.<\/p>\n

Cei mai mul\u021bi oameni consider\u0103 b\u0103ncile a fi cele mai sigure institu\u021bii pentru a schimba lei \u00een valut\u0103 sau invers. Nu putem nega siguran\u021ba pe care aceste institu\u021bii financiare o ofer\u0103, dar sunt \u0219i alte moduri de a ob\u021bine valut\u0103. B\u0103ncile nu au \u00eentotdeauna cel mai bun curs valutar pentru tine, cump\u0103r\u0103torul.<\/p>\n

Casele de schimb valutar afi\u0219eaz\u0103 de multe ori cursuri valutare mai avantajoase, iar \u00een multe cazuri acestea sunt negociabile \u00een func\u021bie de suma de bani pe care dore\u0219ti s\u0103 o tranzac\u021bionezi. Astfel, \u00een cazul sumelor mari de valut\u0103 pe care vrei s\u0103 le cumperi, po\u021bi chiar ob\u021bine un curs negociabil mai avantajos dec\u00e2t cel afi\u0219at.<\/p>\n

Casele de schimb valutar mai ofer\u0103 un alt avantaj pe care institu\u021biile bancare nu reu\u0219esc: pentru c\u0103 \u00ee\u0219i doresc s\u0103 \u00ee\u0219i fidelizeze clien\u021bii care schimb\u0103 sume de bani \u00een mod constant, acestea pot oferi un curs valutar preferen\u021bial.<\/p>\n

Chiar dac\u0103 cursurile de schimb valutar difera de la o cas\u0103 la alta, precum \u0219i de la un ora\u0219 la altul, casele de schimb valutar percep un curs mai bun dec\u00e2t b\u0103ncile. \u00cen plus, cele mai multe case de schimb valutar nu percep comision.<\/p>\n

Mai comod \u0219i mai rapid po\u021bi opta pentru tranzac\u021bii de schimb valutar online, iar acestea pot fi realizate fie prin banca cu care colaborezi, fie prin servicii de schimb valutar online: TransferWise<\/a>, Akcenta<\/a> sau Revolut<\/a>. Aceste servicii online ofer\u0103, de obicei, cursuri avantajoase, mai bune dec\u00e2t cele ale bancilor.<\/p>\n

Mai toate b\u0103ncile \u00ee\u021bi ofer\u0103 posibilitatea de a de\u021bine at\u00e2t un cont \u00een lei, c\u00e2t \u0219i unul \u00een valut\u0103 – euro de exemplu, iar dac\u0103 nu colaborezi cu nicio banc\u0103, iat\u0103 lista tuturor b\u0103ncilor din Rom\u00e2nia. Folosind online banking, po\u021bi schimba bani \u00eentre propriile tale conturi f\u0103r\u0103 s\u0103 te mai deplasezi la banc\u0103. Tranzac\u021bia se va efectua la cursul valutar al b\u0103ncii, \u00een principiu f\u0103r\u0103 a fi perceput vreun comision. Dac\u0103 \u021bara pe care o vizitezi are moneda euro \u0219i tu ai cont \u00een euro, po\u021bi folosi direct cardul asociat contului t\u0103u \u00een euro.<\/p>\n","protected":false},"excerpt":{"rendered":"

Cu siguran\u021b\u0103 ai f\u0103cut cel pu\u021bin o tranzac\u021bie valutar\u0103 p\u00e2n\u0103 acum. Afl\u0103 cum po\u021bi economisi bani din cursul de schimb valutar \u0219i care sunt aspectele de care trebuie s\u0103 \u021bii cont! <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,9],"tags":[],"class_list":["post-234","post","type-post","status-publish","format-standard","hentry","category-fara-categorie","category-timp-liber"],"yoast_head":"\nCum economise\u0219ti bani din schimbul valutar? - Blog CursValutar.ro<\/title>\n<meta name=\"description\" content=\"\u0218tiai c\u0103 po\u021bi economisi bani din cursul de schimb valutar? 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