{"id":1171,"date":"2022-10-03T13:45:43","date_gmt":"2022-10-03T10:45:43","guid":{"rendered":"https:\/\/www.cursvalutar.ro\/blog\/?p=1171"},"modified":"2022-10-03T13:45:45","modified_gmt":"2022-10-03T10:45:45","slug":"ce-inseamna-recesiunea","status":"publish","type":"post","link":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/","title":{"rendered":"Ce \u00eenseamn\u0103 recesiunea?"},"content":{"rendered":"
\"Nava
Nava cargo Hapag-Lloyd in Hamburg<\/figcaption><\/figure>\n

Recesiune este termenul economic care indic\u0103 sc\u0103derea produc\u021biei, a investi\u021biilor \u0219i stagnarea afacerilor, \u00een sens larg declinul activit\u0103\u021bii economice dintr-o \u021bar\u0103. De\u0219i mai pu\u021bin grav\u0103 dec\u00e2t o criz\u0103 economic\u0103 sau o depresiune, recesiunea economic\u0103 reprezint\u0103 cre\u0219terea negativ\u0103 a PIB-ului (produsul intern brut) \u00een dou\u0103 trimestre consecutive.<\/p>\n

O caracterizare mai complex\u0103 a recesiunii a fost emis\u0103 de c\u0103tre Biroul Na\u021bional de Cercetare Economic\u0103 (NBER) din SUA, definind-o ca un declin al activit\u0103\u021bii la nivel na\u021bional, reprezentat prin sc\u0103derea PIB-ului, a produc\u021biei industriale \u0219i a v\u00e2nz\u0103rilor, a veniturilor reale \u00een r\u00e2ndul popula\u021biei \u0219i a num\u0103rului de angaja\u021bi din sectorul privat.<\/p>\n

De regul\u0103, perioada de recesiune este urmat\u0103 de o depresiune sau o criz\u0103 economic\u0103.<\/p>\n

Factorii care influen\u021beaz\u0103 recesiunea economic\u0103<\/h2>\n

Recesiunea economic\u0103 poate avea mai multe cauze, printre care politicile guvernamentale, r\u0103zboaiele sau diversele dezechilibre economice, precum excesul de datorii economice sau cre\u0219terea activelor dintr-o anumit\u0103 pia\u021b\u0103.<\/p>\n

De asemenea, printre cauzele recesiunii se pot num\u0103ra \u0219i ratele ridicate ale dob\u00e2nzilor sau nivelurile extreme ale infla\u021biei.<\/p>\n

De regul\u0103, \u00een perioade de recesiune consumatorii cheltuiesc mai pu\u021bin, lucru care poate duce la pierderea locurilor de munc\u0103 \u0219i diminuarea c\u00e2\u0219tigurilor unei companii. Cel din urm\u0103 aspect afecteaz\u0103 la r\u00e2ndul s\u0103u pie\u021bele bursiere, de aceea \u00een general recesiunea se suprapune unei sc\u0103deri a pie\u021bei bursiere<\/a>.<\/p>\n

Nicio recesiune nu seam\u0103n\u0103 cu cele anterioare. Ultima recesiune, provocat\u0103 de pandemia de COVID-19, a adus o sc\u0103dere a consumului, \u00eens\u0103 guvernele celor mai importante economii ale lumii au protejat companiile \u0219i angaja\u021bii acestora, oferind m\u0103suri compensatorii pentru ca cei din urm\u0103 s\u0103-\u021bi p\u0103streze locurile de munc\u0103.<\/p>\n

\u00cenainte de aceasta, recesiunea provocat\u0103 de bula imobiliar\u0103 din Statele Unite ale Americii a fost destructiv\u0103 at\u00e2t pentru afaceri, c\u00e2t \u0219i pentru pia\u021ba muncii, iar m\u0103surile de austeritate impuse \u00een Europa au adus \u0219i mai multe dificult\u0103\u021bi.<\/p>\n

Acum, r\u0103zboiul din Ucraina poate declan\u0219a o alt\u0103 recesiune la nivel global. \u00cens\u0103 exist\u0103 deja exper\u021bi care avertizeaz\u0103 c\u0103 infla\u021bia<\/a> ridicat\u0103 \u0219i efectele acesteia indic\u0103 c\u0103 ne afl\u0103m deja la \u00eenceputul unei recesiuni.<\/p>\n

Cum te protejezi de recesiune?<\/h2>\n

Speciali\u0219tii financiari indic\u0103 c\u00e2teva metode prin care te po\u021bi preg\u0103ti mai bine pentru o perioad\u0103 de recesiune. Printre acestea se num\u0103r\u0103 diversificarea portofoliului de investi\u021bii (sau deschiderea unuia) astfel \u00eenc\u00e2t s\u0103 includ\u0103 investi\u021bii pe termen scurt, cel mult mediu, precum \u0219i titluri de stat. Acestea din urm\u0103 nu fluctueaz\u0103 \u00een func\u021bie de evolu\u021bia pie\u021bei.<\/p>\n

De asemenea, o aten\u021bie sporit\u0103 trebuie acordat\u0103 \u0219i investi\u021biilor de capital viitoare. Recomandarea este ca investi\u021biile pe pia\u021ba de capital s\u0103 fie realizate \u00een siguran\u021b\u0103, cu o bun\u0103 informare \u00een prealabil<\/a>, \u0219i preferabil atunci c\u00e2nd exist\u0103 deja lichidit\u0103\u021bi \u00een conturile bancare care s\u0103 acopere trei luni f\u0103r\u0103 venituri.<\/p>\n

Construirea acestui fond de siguran\u021b\u0103<\/a> \u00eencepe cu con\u0219tientizarea cheltuielilor lunare \u0219i ajustarea eficient\u0103 a acestora pentru a putea economisi mai mult.<\/p>\n

Pe l\u00e2ng\u0103 economiile lunare pe care le po\u021bi face atunci c\u00e2nd con\u0219tientizezi care sunt cheltuielile \u0219i cum le po\u021bi optimiza, o a doua surs\u0103 de venit poate fi o decizie salvatoare \u00eentr-o perioad\u0103 dificil\u0103 din punct de vedere economic.<\/p>\n","protected":false},"excerpt":{"rendered":"

Afl\u0103 din articol ce \u00eenseamn\u0103 recesiune, care sunt factorii declan\u0219atori \u0219i care sunt cele mai eficiente metode de a te proteja \u0219i naviga aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-1171","post","type-post","status-publish","format-standard","hentry","category-termeni-financiari"],"yoast_head":"\nCe \u00eenseamn\u0103 recesiunea? - Blog CursValutar.ro<\/title>\n<meta name=\"description\" content=\"Descoper\u0103 ce \u00eenseamn\u0103 recesiunea, care sunt factorii declan\u0219atori \u0219i cum te protejezi cel mai bine de aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ce \u00eenseamn\u0103 recesiunea? - Blog CursValutar.ro\" \/>\n<meta property=\"og:description\" content=\"Descoper\u0103 ce \u00eenseamn\u0103 recesiunea, care sunt factorii declan\u0219atori \u0219i cum te protejezi cel mai bine de aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog CursValutar.ro\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-03T10:45:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-03T10:45:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Natalia Manolescu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Natalia Manolescu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/\",\"url\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/\",\"name\":\"Ce \u00eenseamn\u0103 recesiunea? - Blog CursValutar.ro\",\"isPartOf\":{\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg-300x225.jpg\",\"datePublished\":\"2022-10-03T10:45:43+00:00\",\"dateModified\":\"2022-10-03T10:45:45+00:00\",\"author\":{\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/#\/schema\/person\/3f5c8e3e077fa30f68a95121618f7282\"},\"description\":\"Descoper\u0103 ce \u00eenseamn\u0103 recesiunea, care sunt factorii declan\u0219atori \u0219i cum te protejezi cel mai bine de aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#primaryimage\",\"url\":\"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg.jpg\",\"contentUrl\":\"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg.jpg\",\"width\":1200,\"height\":900},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Prima pagin\u0103\",\"item\":\"https:\/\/www.cursvalutar.ro\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ce \u00eenseamn\u0103 recesiunea?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/#website\",\"url\":\"https:\/\/www.cursvalutar.ro\/blog\/\",\"name\":\"Blog CursValutar.ro\",\"description\":\"Mic blog pe teme financiare\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.cursvalutar.ro\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.cursvalutar.ro\/blog\/#\/schema\/person\/3f5c8e3e077fa30f68a95121618f7282\",\"name\":\"Natalia Manolescu\",\"description\":\"Pasionat\u0103 de cuvinte care educ\u0103 \u0219i content marketing \u0219i cu o experien\u021b\u0103 de peste 8 ani \u00een jurnalism \u0219i comunicare (Na\u021bional TV, Impact Hub, Startarium), ajut business-urile la \u00eenceput de drum s\u0103 \u00ee\u0219i defineasc\u0103 \u201cvocea\u201d \u00een online \u0219i s\u0103 comunice cu folos cu publicul lor. Urm\u0103resc cu aten\u021bie ecosistemul startup-urilor \u0219i acop\u0103r subiecte diverse ce \u021bin de educa\u021bie financiar\u0103, lifestyle \u0219i c\u0103l\u0103torii, antreprenoriat, e-commerce & digital marketing. \u00cemi place s\u0103 documentez temeinic fiecare subiect \u0219i s\u0103 scriu pe \u00een\u021belesul tuturor, astfel adaptez textele c\u00e2t s\u0103 le poat\u0103 \u00een\u021belege \u0219i bunica mea. :) Cred cu t\u0103rie c\u0103 informa\u021bia \u00eenseamn\u0103 putere, iar \u00eenv\u0103\u021barea este un proces care nu ar trebui s\u0103 se opreasc\u0103 niciodat\u0103. Mai multe detalii despre mine \u0219i date de contact g\u0103se\u0219ti pe profilul de Linkedin\",\"sameAs\":[\"https:\/\/ro.linkedin.com\/in\/nataliamanolescu\"],\"url\":\"https:\/\/www.cursvalutar.ro\/blog\/author\/natalia-manolescu\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ce \u00eenseamn\u0103 recesiunea? - Blog CursValutar.ro","description":"Descoper\u0103 ce \u00eenseamn\u0103 recesiunea, care sunt factorii declan\u0219atori \u0219i cum te protejezi cel mai bine de aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/","og_locale":"ro_RO","og_type":"article","og_title":"Ce \u00eenseamn\u0103 recesiunea? - Blog CursValutar.ro","og_description":"Descoper\u0103 ce \u00eenseamn\u0103 recesiunea, care sunt factorii declan\u0219atori \u0219i cum te protejezi cel mai bine de aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.","og_url":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/","og_site_name":"Blog CursValutar.ro","article_published_time":"2022-10-03T10:45:43+00:00","article_modified_time":"2022-10-03T10:45:45+00:00","og_image":[{"width":1200,"height":900,"url":"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg.jpg","type":"image\/jpeg"}],"author":"Natalia Manolescu","twitter_card":"summary_large_image","twitter_misc":{"Scris de":"Natalia Manolescu","Timp estimat pentru citire":"3 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/","url":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/","name":"Ce \u00eenseamn\u0103 recesiunea? - Blog CursValutar.ro","isPartOf":{"@id":"https:\/\/www.cursvalutar.ro\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#primaryimage"},"image":{"@id":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#primaryimage"},"thumbnailUrl":"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg-300x225.jpg","datePublished":"2022-10-03T10:45:43+00:00","dateModified":"2022-10-03T10:45:45+00:00","author":{"@id":"https:\/\/www.cursvalutar.ro\/blog\/#\/schema\/person\/3f5c8e3e077fa30f68a95121618f7282"},"description":"Descoper\u0103 ce \u00eenseamn\u0103 recesiunea, care sunt factorii declan\u0219atori \u0219i cum te protejezi cel mai bine de aceast\u0103 perioad\u0103 economic\u0103 dificil\u0103.","breadcrumb":{"@id":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/"]}]},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#primaryimage","url":"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg.jpg","contentUrl":"https:\/\/www.cursvalutar.ro\/blog\/wp-content\/uploads\/2022\/10\/cargo-ship-in-hamburg.jpg","width":1200,"height":900},{"@type":"BreadcrumbList","@id":"https:\/\/www.cursvalutar.ro\/blog\/ce-inseamna-recesiunea\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Prima pagin\u0103","item":"https:\/\/www.cursvalutar.ro\/blog\/"},{"@type":"ListItem","position":2,"name":"Ce \u00eenseamn\u0103 recesiunea?"}]},{"@type":"WebSite","@id":"https:\/\/www.cursvalutar.ro\/blog\/#website","url":"https:\/\/www.cursvalutar.ro\/blog\/","name":"Blog CursValutar.ro","description":"Mic blog pe teme financiare","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.cursvalutar.ro\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ro-RO"},{"@type":"Person","@id":"https:\/\/www.cursvalutar.ro\/blog\/#\/schema\/person\/3f5c8e3e077fa30f68a95121618f7282","name":"Natalia Manolescu","description":"Pasionat\u0103 de cuvinte care educ\u0103 \u0219i content marketing \u0219i cu o experien\u021b\u0103 de peste 8 ani \u00een jurnalism \u0219i comunicare (Na\u021bional TV, Impact Hub, Startarium), ajut business-urile la \u00eenceput de drum s\u0103 \u00ee\u0219i defineasc\u0103 \u201cvocea\u201d \u00een online \u0219i s\u0103 comunice cu folos cu publicul lor. Urm\u0103resc cu aten\u021bie ecosistemul startup-urilor \u0219i acop\u0103r subiecte diverse ce \u021bin de educa\u021bie financiar\u0103, lifestyle \u0219i c\u0103l\u0103torii, antreprenoriat, e-commerce & digital marketing. \u00cemi place s\u0103 documentez temeinic fiecare subiect \u0219i s\u0103 scriu pe \u00een\u021belesul tuturor, astfel adaptez textele c\u00e2t s\u0103 le poat\u0103 \u00een\u021belege \u0219i bunica mea. :) Cred cu t\u0103rie c\u0103 informa\u021bia \u00eenseamn\u0103 putere, iar \u00eenv\u0103\u021barea este un proces care nu ar trebui s\u0103 se opreasc\u0103 niciodat\u0103. Mai multe detalii despre mine \u0219i date de contact g\u0103se\u0219ti pe profilul de Linkedin","sameAs":["https:\/\/ro.linkedin.com\/in\/nataliamanolescu"],"url":"https:\/\/www.cursvalutar.ro\/blog\/author\/natalia-manolescu\/"}]}},"_links":{"self":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts\/1171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/comments?post=1171"}],"version-history":[{"count":3,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts\/1171\/revisions"}],"predecessor-version":[{"id":1175,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/posts\/1171\/revisions\/1175"}],"wp:attachment":[{"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/media?parent=1171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/categories?post=1171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cursvalutar.ro\/blog\/wp-json\/wp\/v2\/tags?post=1171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}